About Us

S.Christov & Co. is an international consulting company founded by Stefan Christov - an entrepreneur with many years of experience in offering corporate services.

The company was created to help international businessmen to start and optimize their businesses. Our goal is to democratize finance by offering embedded finance and banking as a service. Our clients and partners are from all over the world.

With the experience of registering over 7000 companies in Bulgaria, we have started offering corporate services worldwide. A crucial aspect of running a business is having the right bank or business account. In order for our clients to be assured of their business growth, we offer bank, business and merchant accounts.

Our values are: commitment to clients and partners, integrity and transparency of processes. This is why we carefully select our clients and partners.

Our vision is to empower businesses globally - enabling more businesses to implement secure and modern financial services into their business.


Intenational company formation

We have many years of experience with international company formation. We offer building international structures. We offer company formation in the following countries:

  • Bulgaria
  • Hong Kong
  • Ireland
  • Singapore
  • United Kingdom
  • United States of America
  • United Arab Emirates

Citizenship by Investment

In today's dynamic and global world, people can live wherever they feel best. That is why we offer consultations for acquiring a second citizenship. We offer acquisition of citizenship in the following countries:

  • Vanuatu
  • Antigua and Barbuda
  • Dominica
  • Grenada
  • Malta
  • Austria
  • Saint Lucia
  • St Kitts and Nevis
  • Türkiye
  • Egypt

Residency by Investment

Why we offer consultations for acquiring a residency. We offer acquisition of residency in the following countries:

  • Canada
  • Portugal
  • Greece
  • Singapore
  • Italy
  • Spain
  • United Kingdom
  • Switzerland
  • Monaco
  • United Arab Emirates
  • Malta
  • United States of America
  • Cyprus

Bank Account Opening

As the modern world makes it increasingly difficult to open bank or business accounts, we have the expertise to help with this. We have hundreds of partner banks and e-money institutions worldwide. We assist in opening accounts:

  • Accounts for international companies
  • Crypto-friendly Bank Accounts
  • Merchant accounts
  • Corespondent bank accounts
  • Mass payout services


For our clients, we unlock the world of the future of financial services. By offering banking as a service, we enable our customers to provide financial services without the effort of obtaining a banking license. This is thanks to our many partner banks and licensed e-money institutions. We offer our customers:

  • IBAN Accounts
  • SEPA, SWIFT and FasterPayments
  • Card issuing
  • Card aquiring
  • Open banking
  • Corresponent accounts for international banks
  • Banking Software
  • KYC/AML products

Financial licenses

Thanks to our experience and extensive network of partners, we can assist with obtaining financial licenses. Our services range from planning, start-up and subsequent strategic advice. We assist with the following licenses:

  • International banking
  • Electronic money institution
  • Payment institution
  • Securities and FOREX
  • Cryptocurrency

Alternative Investment Schemes

We offer registration of alternative investment funds in Bulgaria. As a member of the European Union, Bulgaria has harmonized European legislation. The corporate tax rate of 10% gives an additional advantage to our clients. Our services for establishing alternative investment funds in Bulgaria include:

  • AIF formation
  • Virtual office
  • Accounting
  • Obtaining a license from the Financial Supervision Commission
  • Compliance assistance
  • Bank account assistance

Our Projects


At Pisar.bg, we understand the challenges of starting a business. That's why we created a user-friendly online platform empowering you to launch your entrepreneurial journey smoothly and securely. With over 7,000 successful company registrations and the title of Bulgaria's largest Corporate Service provider, we offer comprehensive support, from document templates and legal resources to expert guidance.


Yourbankservice.com unlocks the power of embedded finance through our innovative "Banking as a Service" (BaaS) platform. We partner with leading licensed banks and financial institutions, ensuring you receive the most suitable solutions for your needs. Our diverse service portfolio includes:

  • IBAN bank account issuance
  • Visa, Mastercard, and UnionPay card issuance
  • Seamless payments via SEPA, TARGET2, SWIFT, and FasterPayments
  • Payment service optimization for businesses
  • International bank account opening assistance


Leveraging the power of artificial intelligence and open banking, Cashpool.AI tackles a critical challenge - optimizing payments and cash flow. We assist groups of companies, including multinationals, in streamlining their financial operations, ultimately fostering efficiency and growth.



S.Christov & Co. LTD

128 City Road, EC1V 2NX,
London, United Kingdom

[email protected]


S.Christov & Co. EOOD

+359 2 4111118

[email protected]

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S.Christov & Co. LTD is registered in the public registry of the Ministry of Justice of the Republic of Bulgaria, with number 1881-13.05.2024, as a company that offers the provision of services for the establishment, registration, organization of the activities and/or management of a company or other legal entity or other legal entity.

S.Christov & Co. Ltd. is not a financial institution and the financial services it offers are in the capacity of a partner of licensed financial institutions - banks and electronic money institutions.

We strictly select our clients. According to AML we do not work with companies or persons - beneficial owners of companies from the following countries: Afghanistan, Albania, American Samoa, Anguilla, Antigua and Barbuda, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Bouvet Island, Burkina Faso, Burundi, Cambodia, Cameroon, Cayman Islands, Central African Republic, China, Cuba, Darfur, Democratic People's Republic of Korea (DPRK), Democratic Republic of Congo, Eritrea, Ethiopia, Fiji, Guam, Guinea, Guinea-Bissau, Haiti, Heard Island and McDonald Islands, Iran, Iraq, Ivory Coast, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Mali, Mauritius, Morocco, Mozambique, Myanmar, Nicaragua, Nigeria, Pakistan, Palau, Palestinian Territory, Panama, Philippines, Puerto Rico, Russia, Samoa, Senegal, Somalia, South Sudan, St Martin, Syria, Sudan, Tanzania, Trinidad and Tobago, Tunisia, Uganda, US Virgin Islands, Venezuela, Western Sahara, Yemen, Zimbabwe. We do not offer our services to companies in the following industries: Intellectual property or proprietary rights infringement, Counterfeit or unauthorized goods, Gambling, Adult content and services, Get rich quick schemes, Multi-level marketing, Pseudo pharmaceuticals.